Exhale advances are a safe, interest-free way to cover life's unexpected speed bumps.
We believe that no one should have to resort to predatory payday loans or credit card debt to cover basic expenses, so we partner with top employers (like yours!) to offer safe borrowing directly through Exhale.
How can you offer advances with no interest and no fees?
Because we partner with employers who subsidize the cost of Exhale, we’re able to offer interest-free advances to help cover life’s emergency expenses (so be sure to thank your employer!).
There are no application fees, no late fees, no hidden fees, period.
How do I apply for an advance?
Once you sign up and connect your paycheck to Exhale, you're eligible to apply for an advance. Learn more about how to apply for an advance.
Keep in mind, you can only take out one advance at a time.
How do I repay?
Your terms and repayment options are personalized based on your paycheck.
By default, your advance is set up to be paid back in installments, directly from your paycheck. We have safeguards in place so that repayment never takes too much of your hard-earned pay. And because it's automated, there's no need to worry about late payments.
If you need to, you can switch to manual payments. When making manual payments, we'll send you a reminder when the next payment is due, and you can make a payment in Exhale from your bank account.